One or more photo(s) has been virtually staged. Welcome to your next chapter in this charming, well-loved home just minutes from the vibrancy of downtown Winter Haven. Tucked into a welcoming neighborhood with no HOA, this home has character, comfort, and plenty of room to stretch out. Inside, you'll find warm hardwood floors, plantation shutters, and quality Pella windows throughout. There's even a versatile bonus room under A/C--perfect for a workspace, hobby nook, or extra pantry. Enjoy Florida evenings on your screened back porch, with a handy adjacent storage room and extra half-bath setup. Out back, you'll discover a sunny butterfly garden, fruit trees (lemon, bananas, lime, mango, mulberry, avocado, olive, and fig), and even your own pineapple patch--plus an irrigation system that runs off a private well, keeping your water bill low. Updates include a fresh exterior repaint (June 2025), new bathroom fixtures, ceiling fans, and brand-new carpet in the family room. Roof and A/C have been professionally evaluated and maintained, with inspections already completed. The AC unit is under a manufacturer's warranty through May of 2027. The hot water heater was installed in 2022 and has a warranty until 10/2028. A detached workshop with electric and thoughtful touches throughout makes this home feel ready for what's next.

Mortgage savings may be available for buyers of this listing.